What Do I Have to Know About SR22 Insurance?

Aug 19, 2015 by

Count your lucky stars if you have never even heard of SR22 insurance. That means that you have never had to need it. But say that, like most of the world’s population, your stars haven’t always been consistently lucky and you now find yourself looking for the simplest way to explain to you what this kind of insurance is. Well, look no further.

Technically speaking, SR22 insurance isn’t even really a kind of insurance in the first place. According to the website of Insure on the Spot, SR22 insurance is a kind of document that you may present in order to prove that you are fully and financially accountable to legally drive a licensed, insured vehicle. Really, this is documentation that proves that you and your vehicle are insured, should anything happen while on the road.

There are many ways in which a person may suddenly have need of SR22 insurance. For example, you may have committed several offenses one too many times – or only committed one terribly bad offense once and that’s really all you need for this documentation to be required of you. It can, unfortunately, be difficult to secure this kind of coverage for the simple matter of the difficult circumstances that made this insurance possible.

A person who needs SR22 insurance, by implication of the need for it alone, can automatically be considered for a higher payment plan because of the increased risk. After all, insurance companies tend to grant those without an incriminating record a lower costing plan than one who, say, needs the SR22 document. These circumstances cannot be helped sometimes but just because something isn’t easy means that it is absolutely impossible.

Getting this kind of documentation doesn’t have to be too complicated.

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Toxic Mold Infestation

Apr 16, 2015 by

Toxic mold is one of the rising health hazards that people in America is facing today. With the number of diseases or illnesses that it mold spore inhalation can lead to, those who have fallen victim to mold infestation are looking for someone who should be held liable for failing to ensure the safety of the property. In determining the possibility of a lawsuit, the first thing you should look into is to see who is liable for the for the mold infestation. Liability may depend on whether the mold infestation occurs in a property that you own, rent, or is a public area.

If the infestation occurred in a place that you own, you have a number of parties that can be held liable. If your homeowner’s insurance does not cover for mold infestation, you can check whether the builder or contractor was negligent in ensuring the safety of the building or property. The engineer or architect can also be responsible if their design was flawed and gave way to the infestation. Other parties that can be liable are the construction supplier, property inspector, realtor, prior property owner, or the condominium association. You and your Tennessee personal injury lawyer should be able to prove in court that these parties was negligent in keeping the property safe from mold infestation.

If your place of work is the one who gave you health complications due to mold infestation, you have the right to file for worker’s compensation. Depending on your specific case, your worker’s compensation will help cover for your damages or prevent you from filing for a personal injury claim against your employer. If the liable party is a public agency, you may have to first enter an administrative claim in order to go to court. Getting the help and guidance of a lawyer could be highly beneficial, especially if you are not sure of the size and severity of your claim. There are states in the US that have their own laws regarding mold infestations. Because the classifications and explanations of the risks of mold infestations can differ, it is extremely important to research about the laws of your state.

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Common Birth Injuries

Feb 17, 2015 by

The most common birth injuries are the Erb’s palsy and the Klumpke’s palsy. These affect the upper and lower brachial plexus, which is aw chain of nerves responsible for sending signals from the spine to the nerves in the shoulders, arms and hands. According to the website of Pohl & Berk, birth injuries often occur when the delivery of the baby is forced too much – either using forceps or vacuum extraction – where the baby’s shoulders are impacted which results to these nerves being stretched or torn. They often manifest as limp or paralyzed arms, lack of sensation in the hand or arm, or lack of control in the muscles of the arm, hand or wrist. Erb’s palsy (Erb’s-Duchene palsy) occurs to the upper brachial plexus, while the Klumpke’s palsy (Dejerine-Klumpke’s palsy) occurs at the lower brachial plexus.

There are four general types of brachial plexus injuries, from the mild to the severe. The first one is the neuropraxia or stretch, the most common type of brachial plexus injury, where there is nerve damage yet they are not torn. Next is the neuroma where torn nerves have healed but the scar tissue hinders the injured nerves and prevents it from sending or receiving signals to the muscles. The third type is the rupture that happens when the torn nerves occur but is not at the spine. The last and most severe is the avulsion, where the nerves are torn away from the spinal attachment.

Some minor cases of brachial plexus injuries can heal within 3 to 4 months through physical treatment or sometimes surgery. The prognosis depends on the site where the injury occurred and the type of injury that happened. Severe cases need immediate surgery to reconnect the torn or stretched nerves, otherwise the recovery may not be possible. It is important to treat the injury immediately in order to regain control and movement and prevent further complications in the future.

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Sex Offenses

Jan 25, 2015 by

Sexual assault, also referred to as rape, occurs when the defendant intentionally commits a prohibited sexual activity without the victim’s consent.

There are a number of different sex crimes a person may be accused of. Most cases of sexual assault are second degree felonies. If convicted of a sexual assault, the defendant would face 2-20 years in state prison and/or be fined up to $10,000.

Sexual assault can be elevated to aggravated sexual assault if these situations occurred:

  • The accused caused serious bodily injury or attempted to cause the death of the victim
  • There were threats of serious injury or death
  • Kidnapping of the victim
  • A deadly weapon was used or present during the crime
  • The defendant had assistance during the crime
  • Rohypnol, ketamine, or another form of “date rape drug” was used
  • The victim was younger than 14 years of age
  • The victim was elderly or disabled

Aggravated sexual assault cases are ones involving weapons or threats of injury or death. This elevates the charge to a first degree felony, punishable by 5-99 years in a state prison. The minimum sentence is 25 years for a convicted person in the case of sexual assault involving a victim younger than six years of age.

According to the website of criminal defense attorney Mark Lassiter, if accused, a person will be required to list their name on the national sex offender registry. This may cause difficulties in the future by affecting job prospects, personal relationships, or where a person may live.

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Damages Awarded to Accident Victims

Oct 17, 2014 by

Under the personal injury laws in the State of Oklahoma, a person who has been injured by the negligence of irresponsible action of another can receive both economic and non-economic damages as decided by the court. In order to prove the fault of the other person, the process of discovery is pursued. Depositions (oral interviews) will be conducted by lawyers of both parties, and this will involved interrogating witnesses and examining the evidence. Among the presented evidence are medical records and bills, police reports, photos, and witness statements.

The comparative fault law that Oklahoma follows has an effect on the amount of compensation that a victim can receive. Under this rule, the victim can still have compensation even though they have contributed to the accident. The amount of award given by the court, however, will be reduced according to the percent of fault that the victim contributed to the accident, provided that it is lower than 50 percent.

It is fairly easy to compute the amount of compensation for economic damages, because it can be backed up with documents such medical expenses, repair bills, and estimated past and future lost wages. On the other hand, putting a dollar amount for non-economic damages can be more difficult. Non-economic damages are that ones that cover for physical and mental pain and suffering, emotional trauma, and loss of enjoyment in life. In order to help compute these damages, an Oklahoma personal injury lawyer would have to show the severity of the injuries, and physical limitations that they present, and the possibility of the injury being permanent. There are limits or “caps” to the amount of damages that the non-economic damages can provide, and you would have to talk with your lawyer regarding these matters.

Because most personal injury lawyers work on a contingency basis, personal injury cases are generally free of charge until the case is settled. Once the personal injury claim is solved, the lawyer will be paid in a pre-arranged percent of the awards given. The percent is usually the same to most lawyers, however, some do have higher percentage due to extra work done.

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Don’t Get Lost Without A Good Lawyer!

Aug 25, 2014 by

Do you have to go to court? If so, then you should understand that being prepared is the key to success. This includes finding and working with the best lawyer for your needs. Read the below article for some helpful tips on locating great lawyers to ensure that you win your case.

Before looking for a lawyer, define your question. Do you really require a lawyer? For most legal cases such as divorce, real estate or criminal, you fare better with a lawyer. Maybe you need a lawyer to deal with an estate. Maybe you just need a lawyer’s advice about a business matter, or something personal. Find the right lawyer to talk to.

Listen to your lawyer’s advice and remember they work for you. If you are uncomfortable with anything, don’t be afraid to speak up. Your attorney is one your side. However, you are but one of the many cases they handle.

Do not feel obligated to hire a lawyer because you met a few times and got some useful advice. You should sign a contract only after you agree on fees and feel comfortable with your lawyer. If you are hesitating because you have heard bad things about this lawyer or think the fees are too high, keep looking.

It is hugely important that you know exactly what your lawyer plans to do for you, according to http://www.pohlberkattorneys.com. They should lay it out in writing, preferably, before you sign on the dotted line. If they get you to sign a legal document they have drafted without explaining it, run the other way.

As you can see, the importance of finding the right lawyer is crucial for your success in court. Do not settle for mediocrity, especially when it comes to court. Arm yourself with the best lawyer that you can. Now that you have read this article, you should be able to do this. Good luck!

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Child Custody in Military Divorce

Jun 1, 2014 by

Among the most important, and often contentious, aspects of divorce is child custody. An article on The Majors Firm website characterizes divorce as a highly emotional and stressful undertaking, and this applies to military divorce as well.

Military couples and their children are often move about depending on the current deployment of the military spouse. Non-military spouses find it difficult to obtain and sustain employment precisely because of these frequent moves, and are often compelled to stay at home when there are children to provide them with the care they need. Because of this, the issue of child custody and financial support is not such a big problem when it comes to the terms of the divorce settlement, in contrast with civilian divorce cases.

In general, the stay-at-home spouse is granted child custody not only because that spouse has been the primary caregiver but also because the military spouse is always being deployed and may not even come home for a prolonged period. As a result, the military spouse rarely seeks or is granted sole custody of the children.

Because the non-military spouse is typically dependent financially on the military spouse, spousal support is commonly granted for a limited period until the stay-at-home spouse is able to find alternative housing and employment.  As to child support, some non-military ex-spouses feel that since they bear most of the child-rearing responsibilities as the military ex-spouse is unlikely to make regular visits, they should get larger child support payments.

There are other issues pertaining to military divorces that are not usually present in civilian divorces such as retirement and survivor benefits. It is important that the divorce lawyer retained to protect the interests of both spouses have experience in dealing with military laws that pertain to divorce.

Going through a military divorce is stressful, especially when kids are involved. If you are going through a divorce and need legal representation for your child custody case, contact a Raleigh divorce lawyer such as the Marshall Taylor Law Firm by visiting the website: http://www.marshalltaylorlawfirm.com/.

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“Whore Contest” or Beauty Pageant?

Feb 16, 2014 by

The triumph of Megan Young as the first Filipina to win the Miss World crown almost came to naught when Islamic hardliners animadverted bitterly on the show of flesh as “pornography.”

Originally slated to be held in part at the 10,000-seat Sentul International Convention Center (SICC) in Sentul just outside Indonesia’s capital city of Jakarta, it was determined that it was safer to hold the entire Miss World event in southern Bali at the Bali Nusa Dua Convention Center (BNDCC), which could accommodate only 2,000.

Among the protesters was the Indonesian Ulema Council, which claimed that the contest was not in line with Islamic teachings. The Islam Defenders Front as well as the Islamic People’s Forum were also not shy about their disapproval of the pageant, and demanded that it be cancelled. To appease the protesters, Miss World organizers took out the traditional swimsuit portion of event, but it was not enough. So instead of having the finals at the much bigger SICC, the coronation was held at the BNDCC.

Vania Larissa, the representative of Indonesia in the Miss World Pageant, won as Miss World Talent 2013 and was one of the top 10 finalists. The representatives of Cape Verde, Suriname and Uruguay did not attend the event.

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Yasmin Side Effects

Feb 3, 2014 by

There is nothing more joyful, or more terrifying, than having a child. A child born of loving, stable and responsible partners can only enhance an already great relationship. But when there are difficulties in the way, such as financial straits, a career, or emotional instability, the right thing to do is to exercise birth control. In many cases, it is the women who bear most of the responsibility for preventing unwanted pregnancies, perhaps because they will also have to carry the child to term. The most popular, because it is the easiest, is with the use of birth control pills, and one of the most popular of these pills when it was introduced in 2001 is Yasmin.

It is not the ideal solution, because even the most advanced (fourth generation) birth control pills still have side effects. In general, these side effects include breast tenderness, mood swings, weight gain, and spotting. On the other hand, birth control pills have been known to be efficacious in controlling moderate outbreaks of acne.

Birth control pills typically include progestin and estrogen which interrupts or prevents ovulation. Fourth generation birth control pills such as Yasmin include drospirenone, a manmade version of a naturally-occurring steroid hormone called progesterone. When it first came out, birth control formulations containing drospirenone was touted as the safer alternative to other oral contraceptives because the severity of the side effects were reduced and the human body could tolerate it better.

It was not long, however, when a bigger danger than a little weight gain emerged with the use of Yasmin. Reports began to come in that Yasmin was apparently causing blood clots to form suddenly in its users, about six times more than other oral contraceptives. This can lead to serious, potentially fatal, conditions such strokes, myocardial infarction, pulmonary embolism, or deep vein thrombosis.

If you or an immediate family member has used Yasmin and suffered serious injury, consult with an experience product liability lawyer. You could be eligible to file a Yasmin lawsuit against manufacturer Bayer HealthCare Pharmaceuticals.

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Concerns for Workers

Feb 2, 2014 by

Getting hurt at work is probably not the main concern of employees when they go to work every day; they expect to be able to come home safe at the end of the day. The primary concern is having a job to go to, not a given in today’s economic environment, and to be paid fairly and regularly.

Because of the uncertainty of the job market, some employees are afraid to report an employer who fails to pay overtime wages. Unpaid overtime is a violation of the Fair Labor Standards Act (FLSA). While this is understandable, employers should not be allowed to take advantage of their employees. With the help of an experienced FLSA lawyer, the employee can assert his or her rights to overtime pay without fear of retaliation.

On the other hand, even with a fair and conscientious employer, a worker may be out of luck. Workplace injury does not only mean being in an accident such as getting a tie stuck in the shredding machine or having a thumb smashed with a hammer. There are some types of injury that can sneak up on one from the daily grind. An example would be carpal tunnel syndrome, a rising concern with many office-based workers, and back pain, which can affect both white collar and blue collar workers alike.

These are debilitating conditions that can effectively disable an employee just as much as an active injury such as broken bones. Fortunately, such injuries that take place in the workplace are eligible for a workers’ compensation insurance claim, which will replace lost income during recovery as well as medical bills.

It may be difficult for employees under certain circumstances to make a claim, however. In most cases, the employer or the insurer will challenge the eligibility of an injury to minimize their exposure. When this happens, it would be advisable to consult with a Fayetteville Workers Compensation Lawyer as soon as possible to iron out the kinks in the works. An attorney will be able to guide you through this difficult time in a professional manner.

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