What Do I Have to Know About SR22 Insurance?

Aug 19, 2015 by

Count your lucky stars if you have never even heard of SR22 insurance. That means that you have never had to need it. But say that, like most of the world’s population, your stars haven’t always been consistently lucky and you now find yourself looking for the simplest way to explain to you what this kind of insurance is. Well, look no further.

Technically speaking, SR22 insurance isn’t even really a kind of insurance in the first place. According to the website of Habush Habush & Rottier S.C.®, SR22 insurance is a kind of document that you may present in order to prove that you are fully and financially accountable to legally drive a licensed, insured vehicle. Really, this is documentation that proves that you and your vehicle are insured, should anything happen while on the road.

There are many ways in which a person may suddenly have need of SR22 insurance. For example, you may have committed several offenses one too many times – or only committed one terribly bad offense once and that’s really all you need for this documentation to be required of you. It can, unfortunately, be difficult to secure this kind of coverage for the simple matter of the difficult circumstances that made this insurance possible.

A person who needs SR22 insurance, by implication of the need for it alone, can automatically be considered for a higher payment plan because of the increased risk. After all, insurance companies tend to grant those without an incriminating record a lower costing plan than one who, say, needs the SR22 document. These circumstances cannot be helped sometimes but just because something isn’t easy means that it is absolutely impossible.

Getting this kind of documentation doesn’t have to be too complicated.

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Sex Offenses

Jan 25, 2015 by

Sexual assault, also referred to as rape, occurs when the defendant intentionally commits a prohibited sexual activity without the victim’s consent.

There are a number of different sex crimes a person may be accused of. Most cases of sexual assault are second degree felonies. If convicted of a sexual assault, the defendant would face 2-20 years in state prison and/or be fined up to $10,000.

Sexual assault can be elevated to aggravated sexual assault if these situations occurred:

  • The accused caused serious bodily injury or attempted to cause the death of the victim
  • There were threats of serious injury or death
  • Kidnapping of the victim
  • A deadly weapon was used or present during the crime
  • The defendant had assistance during the crime
  • Rohypnol, ketamine, or another form of “date rape drug” was used
  • The victim was younger than 14 years of age
  • The victim was elderly or disabled

Aggravated sexual assault cases are ones involving weapons or threats of injury or death. This elevates the charge to a first degree felony, punishable by 5-99 years in a state prison. The minimum sentence is 25 years for a convicted person in the case of sexual assault involving a victim younger than six years of age.

According to the website of criminal defense attorney Mark Lassiter, if accused, a person will be required to list their name on the national sex offender registry. This may cause difficulties in the future by affecting job prospects, personal relationships, or where a person may live.

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